Automating Global Payments for an All-in-One Neobank App

Case studies
Finance
Automating Global Payments for an All-in-One Neobank App

Akveo joined the client's team to help automate their financial operations and streamline the billing cycle, making it 3x faster.

[ Client ]

About the Client

The client is a Portuguese-based company developing an all-in-one business finance platform that combines business payments, certified invoicing, accounting, and expense management into a single neobank solution. The platform is tailored specifically for Portuguese businesses, where invoices, taxes, and reports must comply with strict local legislation.

Finance
FinTech
12 months
Web development
Mobile development

1500+

businesses use the solution

3x

faster billing cycle

40%

of invoices are paid within 24h
[ Challenge ]

Scaling Product Development to Support Rapid Platform Growth

The client's platform was growing rapidly, with new businesses joining continually and new modules being developed at a fast pace. As the product expanded, the client realized their internal team no longer had the capacity to support ongoing development needs.

To maintain growth without slowing down delivery, the client looked for fintech-experienced engineers who could join the existing team and start contributing right away without adding extra management overhead.

[ Solution ]

Embedding FinTech Engineers to Accelerate Platform Development

The client evaluated several fintech providers and chose Akveo's team of senior engineers, who seamlessly integrated into existing workflows without disrupting the team structure.

Our engineers helped automate key financial operations while delivering web, mobile, and frontend development services across the platform.

Akveo engineers contributed to the core areas of the solution, including:

Business Account Infrastructure

We helped the client build the core account layer, including business account opening, physical and virtual card management, and global payment processing via IBAN and SEPA.

Certified Invoicing

Our team developed an invoicing flow that allows businesses to issue, spend and track invoices certified by the Portuguese Tax Authority, with real-time payment tracking and multi-currency support.

Payment Links

We assisted the client in developing secure embeddable payment links that let end customers pay invoices via MB WAY, Multibanco, Visa, Mastercard, and Amex without leaving the payment flow.

Expense Management

Akveo engineers helped the client with the expense management module, including receipt capture, transaction categorization, automatic invoice-to-payment matching, and monthly report generation, ready to send directly to accountants.

Impact That Matters

[ Results ]

We gradually expanded the client's engineering team, supporting ongoing product growth and market expansion.

3x Faster Billing

By automating tax compliance, one-click certified invoicing, and real-time payment tracking, the platform made invoicing workflows 3x faster than traditional billing processes.

Zero Manual Accounting Handoff

The developed platform eliminated manual accounting handoffs by automatically matching transactions to invoices and generating monthly SAF-T reports for accountants.

Scalability on Demand

Our collaboration with the client started with 4 positions and is structured to grow alongside the client's expansion into new markets and product squads.

[ Tech Stack ]

Tech Stack

Backend

TypeScript
Node.js

Frontend

Next.js
NestJS

Mobile

React Native

AI and Infrastructure

AWS
Anthropic Claude

Visuals

[ Case Studies ]

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Dmitry Klim
Head of Growth
5900 Balcones Drive #21729, Austin, TX 78731
[email protected]
+1 (512) 921-9631